Family Balance Sheet

JANUARY 20, 2023

In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. The rest of the snowball went towards other things, such as a new-to-us vehicle, medical expenses, retirement contributions, and home repairs. My basement is still a mess.

Financial Goals 130

Financial Goals Goals Debt College 130

Savings Corner

APRIL 4, 2024

Home equity loans were only down by 3 percent, though – perhaps a reflection of a homeowner’s confidence in the predictability of a fixed-rate home equity loan versus the volatility of variable-rate HELOC (more on that below). 10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We have several things that we want to start saving for, such as a car replacement fund, some home repairs/updates, a new camper, and travel.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. Well, you know how that ends…someday, we’ll travel extensively. .

Debt 130

Debt Emergency Fund 2019 Debt Free 130