article thumbnail

How Much House Can I Afford? Affordability Calculator

Savings Corner

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income.

article thumbnail

Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

It usually will have contact information and a deadline to meet if you wish to contest the new assessment. Review your assessments and taxes for the past few years – the information will usually be on your real estate property tax bill and/or receipt. Be civil, you are just seeking information at this point.

article thumbnail

How To Get A Personal Loan In 8 Steps

Savings Corner

Documents to gather for a personal loan application You’ll need to provide documentation as part of the personal loan approval process to verify the information you provided on your application. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

Debt 52