Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

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Prairie Eco-Thrifter

JULY 16, 2014

If the “nothing bad will ever happen to me” assumption were true, there would be no need for insurance. But seeing as how insurance is a multi million dollar business, I think it’s safe to say it’s time to throw that naive assumption out the window. They can come in the form of a health scare a home repair or otherwise.

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Discount Coder UK

OCTOBER 15, 2012

… and save cash on repairs, maintenance and insurance. And anything you can do to avoid an insurance claim is worth doing, to keep your premiums as low as. As a general rule it costs less to fix something before it goes horribly wrong than wait for the worst to happen. Cars are no exception. read more.

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Savings Corner

DECEMBER 25, 2023

Buying a home means you also need to buy something else: homeowners insurance. And while it may not be your biggest expense, how much you pay for insurance will affect your home ownership costs. The national average cost of home insurance is $1,820 a year, according to NerdWallet’s most recent rate analysis.

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Prairie Eco-Thrifter

MARCH 14, 2012

If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. Increased auto insurance costs. Possible increased life insurance costs. Vehicle repair costs if you crash.

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Prairie Eco-Thrifter

JANUARY 13, 2013

Loop In Your Insurance Agent. Don’t touch a thing or start any recovery activities until your insurance agent has been contacted (assuming you have home insurance ). Your insurance agent should be able to help you figure out what to do right away – you might need to board up holes to keep further damage from happening.

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Savings Corner

DECEMBER 24, 2023

It also requires you to pay for private mortgage insurance (PMI) , a type of policy that protects your mortgage lender should you stop paying back your loan. Here’s an overview: FHA loan : Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5

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Savings Corner

DECEMBER 24, 2023

Save for a down payment To avoid having to pay private mortgage insurance , or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment. Negotiate repairs and credits Your home inspection may reveal a few issues, especially if it’s an older home. Some sellers won’t agree to extensive repairs.

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Prairie Eco-Thrifter

AUGUST 23, 2012

but if you get it right, you can save yourself from a bad purchase contract, a liability lawsuit or an erroneous insurance judgment. With the internet, you can get practical how to information, illustration and even movies on almost any maintenance or repair topic you might need. Home Repair – Fix It When It Breaks. Negotiation.

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Discount Coder UK

SEPTEMBER 23, 2013

If there’s decent public transport round your way, you could save a fortune on car loan repayments, road tax, car insurance, repairs, MOT charges, read more. For a start, do you really, honestly need a car? Travel cheap new car save cash on cars'

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For the Mommas

JULY 21, 2014

Are you considering updating your home or starting a new home repair project? Home Depot is offering is offering top-rated home installation services: Sign up today and let Home Depot help you with costs and installation. . Handpicked, experienced, licensed and insured local contractors.

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For the Mommas

JULY 24, 2014

Are you considering updating your home or starting a new home repair project? Home Depot is offering is offering top-rated home installation services: Sign up today and let Home Depot help you with costs and installation. . Handpicked, experienced, licensed and insured local contractors.

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Family Balance Sheet

OCTOBER 25, 2019

Where I found the money in October: We owned a 2002 Honda Civic that was no longer drivable as it needed $1500 in repairs. I happily gave it to him, we transferred the title, and I immediately called my insurance agent to take the Civic off our policy.

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Prairie Eco-Thrifter

SEPTEMBER 15, 2013

We called in the HVAC repair man and spent good money finding out that we really do need to take action on this at least once a year. For several years we neglected to hose down the outside unit of our air conditioner. It filled up with debris causing the cooling to become ineffective. Do nothing to provide proof.

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Family Balance Sheet

MAY 1, 2017

We Shopped for New Home Owners/Auto Insurance. I had not shopped around for home owners and auto insurance quotes in YEARS. Upon more online research, my husband felt the new repair would be beyond his ability, so we started looking on Craigslist. The big hitters this month saved us about $500. Shame on ME!

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Savings Corner

APRIL 4, 2024

Home equity loans and private mortgage insurance (PMI) What if you’re paying private mortgage insurance (PMI) on your original mortgage? Another way to preserve your equity: Keep up with home maintenance and repairs. In most instances, a home equity loan won’t impact your PMI premiums.

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Prairie Eco-Thrifter

SEPTEMBER 22, 2013

How do you make the decision as to how much repair and maintenance to do? Still, repair is expensive and not typically covered by insurance. Moreover, approximately two thirds of respondents don’t currently bother with eyebrow or eyelash tinting, exfoliation/scrubs, teeth whitening or body massages.”.

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Prairie Eco-Thrifter

MARCH 11, 2014

Some things can be repaired, but usually true collectors want original condition. Don’t clean or repair immediately. Repair only when it will increase the value. Of course, if you don’t plan to sell the item, you might want to repair it so you can actually use it or get full enjoyment from it. Money Tips'

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Prairie Eco-Thrifter

JULY 27, 2011

In other words, if the car was in wreck, but wasn’t reported to an insurance company, it doesn’t show up [2]. While chances of an expensive repair are higher, you can save on registration and insurance which are often tied to a cars value [5]. Once you’ve decided on a particular car, get a vehicle history report. References. [1]

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Savings Corner

DECEMBER 27, 2023

For others, it involves driving your car, and that means factoring in car repairs, gas, tolls and parking. For most people, the bulk of these costs are made up by insurance premiums, but if you’re uninsured — or are considering an area with few in-network providers — healthcare costs may play a role in where you decide to live.

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Prairie Eco-Thrifter

AUGUST 27, 2013

Deep annual cleaning, general maintenance, painting and repairing and re-stocking with lost items are just a few of the kinds of work you won’t miss when you lease it yearly. It takes time and money to get to and from your vacation home. You feel obligated to go, since you spent the money on it or you need to go to work on it.

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Prairie Eco-Thrifter

NOVEMBER 12, 2012

The expenses of gas, insurance, and repairs amount to a significant amount of money that doesn’t need to be spent. If you have friends in the same classes, you could save even more by splitting textbook costs and studying together. Commute By Bike.

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Prairie Eco-Thrifter

OCTOBER 13, 2013

Luxury cars don’t typically last longer than a regular car, and the parts and labour to repair them (not to mention the cost of insurance) make luxury cars a waste of money and effort. You wouldn’t want to take a luxury car to a routine Sunday grocery shopping trip. The Latest Gadgets .

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Prairie Eco-Thrifter

OCTOBER 31, 2012

She borrowed money to satisfy the city when they cited her for repairs that needed to be done on the house. Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). She charged up credit cards to buy food and clothing.

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Prairie Eco-Thrifter

FEBRUARY 1, 2011

Don’t ever write your Social Insurance Number or telephone number on cheques or credit card receipts. Use this same principle if you ever have to send your computer away to get repaired. You can always reload the information on it once it is returned.

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Saving Cents With Sense

FEBRUARY 28, 2014

Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. Your credit rating affects employment opportunities, housing rentals, your ability to get loans, and even your insurance rates. Car Buying. If you live outside of a major metropolitan area, chances are you need a car.

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Prairie Eco-Thrifter

JANUARY 29, 2014

Instead of repairing a storm damaged garage roof (with money given to her for that purpose), she asked life for a trip to London and got it. Don’t Leave Your Life Insurance Behind! For example: She used her bonus to put in a new laundry room, even while worrying about sending her high school senior to college. Get Healthy'

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Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

You are going to need gas, car insurance, and money for car maintenance and repair costs. Increase Your Income If you are going to learn how to save extra money for a car, you might as well teach yourself how to earn more money for the expense. Buying a new car is only the beginning.

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Savings Corner

DECEMBER 27, 2023

Automotive repair From oil changes and engine repairs, to tire services and bodywork, to interior and exterior deep-cleans, automotive repair businesses run the gamut of all things car-care. Alternatively, car repair businesses can focus on an automotive specialty, such as foreign cars, antique cars or specific brands.

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Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Are you paying too much for home/auto insurance, cable, internet, cell? Can you fix a repair yourself? 1 – Determine how much you need.

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Coupons Do Work

AUGUST 29, 2016

Home & Hardware: Use these teacher discounts to save money on your next home purchase, repairs, paint, and more. Firestone : Teachers with an International Teacher Identity Card can get huge deals on tires with Firestone, plus 15% off on maintenance and car repair. Check out the site to find out about current specials.

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Prairie Eco-Thrifter

APRIL 27, 2011

Will there be higher insurance premiums, lower gas mileage, and more expensive repair bills? At one time or another we’ve all seen our dream car in the classifieds at a price that seems to be a steal. The question is, how much will it cost in the long run? Related posts: Cell Phone Plans: Choose The Best Deal.

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Prairie Eco-Thrifter

FEBRUARY 20, 2011

Do You Need Travel Insurance – [link] We used to get it but now we opt out and just use what we get from our employer #. Getting Started With Credit Repair [link] Don't give up. . – [link] via @ RealizedReturns A great breakdown of the four main components #. there is hope to get back on your feet #.

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Prairie Eco-Thrifter

FEBRUARY 13, 2015

Last time I painted the exterior trim, the sills and trim pieces on many had to be repaired with wood filler due to rot. Before we signed we asked for and received information from the insurer showing liability and workman’s comp insurance and verified that our guy was going to actually do the installation himself.

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Saving Everyday

SEPTEMBER 12, 2022

I call my cable, cell phone, and insurance companies and ask for a lower rate, and I don’t beat around the bush. My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Income is ANY money that comes in (paychecks, side jobs, selling things, etc…). Negotiate your bills.

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Work With What You've Got

NOVEMBER 16, 2009

I basically spend all day every day calling either the insurance company or the collision repair place. Just a couple quick pics today. I get a different story every time. No one has any real answers. I have no idea what to do anymore, but I’m pretty much at my breaking point.

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