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How Much Is Homeowners Insurance? Average December 2023 Rates

Savings Corner

Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible. Make renovations. For example, the sample homeowner in our rate analysis has good credit and would pay $1,820 a year for insurance, on average. Claims-free.