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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Learn How Mortgages Work and What You May Need to Pay Before you make a final decision on a house, it is important to understand how mortgages work and how much you may have to pay to land the property. The lower your credit score, the more you may end up paying monthly. Remember to be smart along the way.

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Average Personal Loan Interest Rates

Savings Corner

Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits. Those with average or poor credit will pay a considerably higher average rate. This chart outlines the average interest borrowers pay by credit score, based on Bankrate research.

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How To Get A Business Loan In 6 Steps

Savings Corner

The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. Getting a business loan requires careful research and consideration to make sure you’re choosing the best funding option for you.

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Saving Tips & Free Crediting Monitoring

For the Mommas

Saving more (52%), spending less (19%) and paying off debt (19%). Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible. The top 3 financial resolutions?

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5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

Also cut out any unnecessary expenditure, such as subscriptions and memberships that may no longer be of much use to you. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Instead pack a lunch and cook some simple meals at home for dinner.

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The Financial Effects of Marriage

Saving Cents With Sense

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? You may experience lower tax rates if filing together, but you also are on the hook for accuracy.

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