Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

NOVEMBER 19, 2014

For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us. Even though Amanda didn’t take over the paying of the bills just having her input and help with decisions was a huge relief to Daniel. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. This means that your payments may be smaller than a home equity loan, which includes both interest and principal.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. It’s not as hard as you may think to still enjoy a great life while living more frugally. You may be able to afford a larger house, but that doesn’t mean you should live in one. You can end up well ahead in the long run. Do it yourself.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. If we want to buy a car, we save and pay cash. This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world.

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Student Debt Debt Free Finds 100

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Pay off Debt? Well, there you go – some of my goals that I plan to share with you my progress on this year. Lose Weight?

Goals 55

Goals Pay Off Debt January Gardening 55

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion.

Debt 100

Debt Debt Free College Finds 100

Motherhood Moments

FEBRUARY 7, 2023

Dinner May Be Too Expensive. V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. You should also monitor your credit score and credit report on a regular basis, as well as look for ways to boost your income.

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Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

JUNE 2, 2016

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

How did you celebrate when you became debt free? I became debt-free on May 29, 2012 and the first thing I did was quit my job as a seasonal tax pro. I only pay for Netflix and Hulu Plus, which is around $18 a month — a far cry from my $90+ satellite TV bill. What are your financial goals now?

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Debt Debt Free Financial Goals Goals 227

Saving Cents With Sense

FEBRUARY 17, 2016

You may experience lower tax rates if filing together, but you also are on the hook for accuracy. There are some tax benefits to be aware of as well. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40