The Frugal Girl
FEBRUARY 18, 2024
While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. I ended up switching to shopping sales, using discounts/bonuses, and planning ahead. Childhood joy. Readers, the floor is yours!
The Frugal Girl
MARCH 4, 2024
I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.)
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Savings Corner
APRIL 4, 2024
Shopping around for a lender who not only offers a competitive interest rate but also the lowest fees is worth your time and effort. Refinancing next steps If you’ve looked at the numbers and decided that refinancing makes sense, then it’s time to shop around for a refinance lender.
Savings Corner
APRIL 4, 2024
Shopping around for the best cash-out refinance rates: Compare at least three different lenders to get a sense of what you qualify for and what rates look like today. Caret Down Just as you did with your original mortgage, you’ll need to meet qualifying criteria to be eligible for a cash-out refinance. Caret Down Yes, in most cases.
Savings Corner
DECEMBER 24, 2023
These are all important to help define the goals they would like to meet.” Shop around carefully based on how much you’re able to pay upfront. Get started: Shop around with at least three lenders or a mortgage broker to increase your chances of getting a low interest rate. Make a list of what’s important to you in a home.
Savings Corner
DECEMBER 25, 2023
Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. Consider the 28% rule, which states that mortgage payments shouldn’t be more than 28% of your pre-tax monthly income.
Savings Corner
APRIL 4, 2024
They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address. Choose your loan type Personal loan lenders offer a variety of loan types to meet a variety of different needs. Before applying, check to make sure you can use the funds for what you need.
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