Family Balance Sheet

NOVEMBER 26, 2012

Thanks for reading. That first year, the family was a single mother whose infant son was born just a few days before our daughter. As new mothers, we bonded immediately and she was so appreciative of the food and gifts. She was recently unemployed and when we walked into her home, I could sense her urgency and relief for the food.

Family 147

Family Holiday 2005 Daughter 147

Couponing 101

MAY 24, 2020

With record unemployment, applying for jobs may seem futile. If you’re out of work due to COVID-19, you aren’t alone. Millions of Americans are in the same position. But don’t lose hope! There are still lots of job openings if you know where to look for them.

Work 66

Work Work From Home Unemployment Bulk 66

Family Balance Sheet

FEBRUARY 11, 2016

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much. We could have easily grabbed our credit card during that miserable week, but thankfully, my husband and I had the cash.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Thanks for supporting Family Balance Sheet. Have you had weeks like that? Where everything seems to go wrong and it is all so very expensive. A Very Tough Year.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Nicoles Nickels

DECEMBER 27, 2012

Even when you do all the right things, like “save for a rainy day”, invest in your future and the like; if you find yourself without a job, and your unemployment runs out and your savings runs out and your house is worth less than you paid for it, then hard times descend pretty quickly. I hope you had a great Christmas too!

Christmas 63

Christmas Health Insurance Part Time Unemployment 63

Family Balance Sheet

FEBRUARY 22, 2011

Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Thanks for reading. What is considered an emergency? But a broken TV or the snazziest new phone or gadget.maybe not so much. Do you have an emergency fund?

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Saving In Akron

MARCH 9, 2011

So thank you all for being patient with me while I got this car fiasco taken care of. And thank you all for your comments and insight. Sit down at 11:00 PM to work on this blog after all that. Geez, I couldn't make this stuff up if I wanted to. I am just so relieved. I barely worked in those 2 years.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Thanks for reading. We have an occasional squabble here and there, but I'll be very honest and upfront with you, we do not argue about money. Although, it wasn't always that way.

Money 225

Money Financial Goals Goals Kids and Family 225

For the Mommas

JULY 21, 2015

It makes me proud to be a couponer; and I thank all of you. Did you know that 1 in 6 people in America face hunger every day? 16 million children live in food insecure households. Nearly half of all households needing assistance from food banks have an adult who is unemployed? These statistics amaze me and make me sad too!

Family 40

Family Donation St. Ives Bank 40

Work With What You've Got

SEPTEMBER 23, 2009

She just smiled and said thank you. Thank you, vanity sizing. In this skirt. And I swooned over it. I told her more than once it was one of the most gorgeous skirts I’d ever seen. I could not take my eyes off of it. MONTHS later, she gave me one for Christmas. She bought mine at the same time as she bought hers. And it did.

Thrifting 40

Thrifting Thrift Stores Unemployment Fitness 40

Prairie Eco-Thrifter

NOVEMBER 12, 2011

– Thankful for any and all advice! Darwin’s Money: Unemployment by Major – Some Degrees Pay While Others Leave YOU Paying – This new report sheds light on which majors have high or low unemployment rates – and what the salaries are. Haven’t read it? What are you waiting for?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 9, 2014

I had already cut expenses to the bone early on, since experiencing a multi-year stretch of unemployment, so there wasn’t much to be done there, although I think my husband cancelled his gym membership. Thanks for interviewing me! Thanks Jackie, for being so honest about your debt story. Did you enjoy Jackie’s story?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Work With What You've Got

JULY 2, 2009

So thank you Alice and Olivia, you made my day. Another less than 5 dollar vintage piece… And now for the shoes. It was mostly about the shoes. As you know, my husband and I are feeling the economic crunch. One or both of us has been unemployed since last November. That’s a long time. And as a result, we are pretty broke.

Shoes 40

Shoes Thrift Stores Unemployment Fitness 40

Saving Everyday

JANUARY 10, 2012

He instilled a strong work ethic in me and I thank him for that. I look forward to another AWESOME year with all of you, and as always, thank you for your support, emails and feedback. She has helped me more than words can say and I cannot thank her enough. I had daily chores, strict rules and was never, ever spoiled monetarily.

Money 53

Money Work Saving Money Daughter 53