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Christmas Savings Club | November 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. In June, I was rather uncreative and pulled the $100 from our monthly budget.

2019 130
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Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays.

2019 100
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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” It’s part of being a responsible family budgeter. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too!

2019 100
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Christmas Savings Club | July 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays.

2019 113
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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. My monthly goal is $100. I added the check to our savings.

2019 100
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Christmas Savings Club | June 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. How did I do in June?

2019 100
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Christmas Savings Club April 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays.

2019 100