2017

Do You Have Enough Money to Retire?

Prairie Eco-Thrifter

This is one of the fundamental questions of finance, yet often goes unanswered by many financial advisors and most individuals. It is the most common question I get asked at Investor Junkie. It’s critical to know if you are on the right path towards retirement. The earlier in life knowing the answer to this question the better. If you are a Millennial, you have time on your side.

Dyan’s Harris Teeter Shopping Trip – $0.17 per item {90% in Savings}!

Living Rich with Coupons

Harris Teeter Shopping Trip There are some nice deals happening this week at Harris Teeter. I was able to score great deals! The final cost for everything I purchased in this shopping trip was $5.32 after coupons, E-Vic offer and rebates for over $50 worth of products!

Trending Sources

Six Ways to Teach Kids to be Kind

The Frugal Girl

This is off-topic, I know! But multiple readers asked about how we’ve taught our kids to work hard and to be kind. Here’s what I wrote about teaching them to work hard. And today’s post will be about teaching kindness.). Joshua and Lisey, circa 2015.

CVS Deals Shopping Trip ~ 8/20/2017 CVS ad ~ Saved $13.56 or 87%

Simply CVS

I had a small, but pretty good shopping trip to CVS this week: Bought 2 (two) Dial bar soap 3 pk. or Dial Complete hand wash 7.5 oz 2/$5 (or $2.99 each) Get $3 ECB wyb (2)Used 1 (one) $1/2 Dial Foaming Hand Wash, Liquid Hand Soap Refill, Bar Soap or Advanced Bar, exp. 8/27/17 (RP 08/06/17) [3-ct.+ bars; 2-ct.+ advanced bars] When this SavingsStar reward became available earlier this month. 8 20 CVS ad my CVS shopping

New MorningStar Farms® Ibotta Offer Earn $3.00 at Walmart

For the Mommas

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. VeggieSummerGrilling #CollectiveBias Get summer grilling ready with MorningStar Farms® at Walmart! Do you and your family want to incorporate more vegetables into your summer celebrations?

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Household Debt in Canada

Prairie Eco-Thrifter

Household debt is at an all-time high. In the current economic climate, household debt has been steadily rising, with no signs of stopping. Statistics Canada has a lot of great detailed information on the current state of household debt in our country, but it can all seem like a lot to take in.

Debt 11

Graduates – Use Summer to Learn How to Avoid College Fail Points

Prairie Eco-Thrifter

The fading strains of Pomp and Circumstance echo in our ears as the summer after your senior year in high school beckons. If you are going on to college in the fall, don’t let summer roll by without doing some preparation work to help you avoid typical college fail points. Here is what they are and how to get ready to duck them. Failure to keep in touch with high school buds and teachers. Your are going to need (or at least want) a job.

What Can Go Wrong – Naming a Beneficiary

Prairie Eco-Thrifter

You are probably aware that you should designate beneficiaries to your belongings should you die. Often it seems fairly easy to do, but there can be some interesting unintended results depending on who you designate and what they do after you die. Here are some ways you can mess it up when making beneficiary designations. You inadvertently override your will or trust. Lets say you want all of your assets to go to your children.

Challenges to Anticipate on a New Job

Prairie Eco-Thrifter

For many, the way to career (and corresponding salary) growth involves switching employers. Although too frequent job hops can damage your credibility, sometimes you need to move to get to that next level. If you’ve never changed jobs before, you may be in for some surprises as you move to your new job. Here are some things I found as I moved from job to job as a computer programer/project manager. Its a whole new ballpark.

Irish Spring Body Wash as low as $0.99 at Rite Aid! {10/15}

Living Rich with Coupons

Irish Spring Coupon We have a great deal coming on Sunday, 10/15 at Rite Aid. Softsoap®, Irish Spring, Signature or Gear Body Wash or Gear Antiperspirant/Deodorant 1 ct, Irish Spring 6 Bar will be on sale for $3.99.

What Makes a Saver?

Prairie Eco-Thrifter

If we truly be either saver or spender, what makes us one or the other? Are we predestined from birth to be one or the other as at least one study proposes? Or is it our earliest environments that mold us to be one or the other? What is it that makes a person a saver? The act of saving. In its simplest form, the thing that makes a person a saver is the act of saving. For some, having an unmet need is enough to make a saver.

The Power of Money

Prairie Eco-Thrifter

Why is money so important? It is after all, just a way to trade for the things we need or want – much easier that trading objects. Money has taken on a role bigger than just trade. Money has power. Money has the power to get you out of bed everyday. Most of us like to eat, stay warm and eat a nice meal once in awhile. I order to do so, we must earn money (at least most of us must). Earning money usually means going to a business or job and performing some needed service.

Giant: Eight O’Clock Coffee ONLY $1.35 Each Starting 1/27

For the Mommas

Giant: Eight O’Clock Coffee ONLY $1.35 Each Starting 1/27 Woot, I love the coffee deals. Starting Friday 1/27, Giant will have Eight O’Clock coffee on sale Buy One, get One FREE. These coffee bags are regularly priced at $5.69 each and we have a $1.50 Off ONE Eight O’Clock Coffee coupon available to print. We can stack […]. The post Giant: Eight O’Clock Coffee ONLY $1.35 Each Starting 1/27 appeared first on FTM. Giant Food Store Coupon Matchups & Deals

30 Taco Tuesday Recipes

Family Balance Sheet

Take your next Taco Tuesday up a notch with this list of 30 creative Taco Tuesday Recipes. From sandwiches and salads to casseroles and skillet dinners, you’ll transform your next Taco Tuesday from a plain taco night into a festive and delicious event.

Do You Hate Your Job?

Prairie Eco-Thrifter

A lot of people are very dissatisfied with their job, are you one of them? I recently learned that one of my own vehemently hates his job, so this one is for you CAH. Doing something every day that you dread, something that makes you fume, something that makes your stomach churn and your sleep restless is extremely bad – for your health, for your family, for your friends and for your life. My spouse stuck with a job for 30 plus years and says he hated it.

Should You Accept Family Money?

Prairie Eco-Thrifter

When I was a young adult, out of college and into my first years of marriage, I cringed at the thought of getting money from my parents. I felt it would give them control over me in some fashion and fiercely wanted my independence. I wanted to prove myself. I thought there would be ‘strings’ attached to the use of the money. Daughters and sons of very wealthy families sometimes want to disown the family wealth in order to prove themselves.

How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

My spouse and I have gained quite a bit of experience planting bushes, trees and flowers over the years. Our two biggest experiences were in planting thousands of pine seedlings from the state nursery on our 40 acre farm (in our younger years)and planting around 3000 spring flowering bulbs on our current 6 acres. In between we have planted everything from rose bushes to azalea bushes to fruit and nut trees to vegetable plants and grass.

How I Saved $1400 by Upholstering My Chairs

Prairie Eco-Thrifter

Have you a well loved chair that needs a bit of TLC? Perhaps you recently inherited an heirloom antique from a family member (like that old love seat from the 1900’s), or maybe it is a chair you bought when you married and it has sentimental value. Maybe it is just something you found at a sale that doesn’t quite match your decor. You think, it just needs a new covering, no problem – right? Well, maybe so but then again, you might want to think twice about it.

Stuff – Full Circle

Prairie Eco-Thrifter

All my life, others have tried to make me feel guilty about stuff – guilty about not having enough stuff, guilty about not having the right stuff, guilty about having too much stuff, guilty about spending too much money on stuff or not spending enough on stuff, and guilty about throwing stuff away. I like my stuff and I refuse to acquiesce to the guilt trips imposed by others. Humans need stuff. We arrive in the world all soft, pink, helpless and yummy. We need stuff to survive.

Environmentally Friendly Ways to Grow Your Business

Prairie Eco-Thrifter

Not only is business confidence directly impacted by real-time, economic trends, but it also a crucial indicator for future growth and sentiment. This is why entrepreneurs will have been disappointed to learn to true cost of a volatile and unpredictable 2016, during which the UK electorate voted to leave the EU, the value of the pound plummeted and the economy edged towards another bout of recession.

Revenge Spending and Other Married Money Tricks

Prairie Eco-Thrifter

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” ” Money and control in a relationship is a complex and powerful topic. Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using. Believe me, I know, I’ve been married for 45 years and am still finding some of those tricks.

Eating Clean For Cheap

Prairie Eco-Thrifter

Are you looking to save loads of money while still eating healthy? This is exactly what you need to be reading. Everyone wants to eat clean but is hard to do without shelling out a ton of cash. Whole Foods is a real behemoth that has great, healthy food but is also adept at sucking money out of your wallet. When you want to build muscle the name of the game is protein.

Why Investing Your Bonus A Smart Move

Prairie Eco-Thrifter

Economic and political uncertainty dominated the global news headlines in 2016 and uncertainty looks set to continue this year. If you are fortunate enough to receive a 13 th cheque or bonus, should you save it or spend it? While many of us have long-term dreams and goals, we tend to be shortsighted when it comes to the actions needed to achieve them. This becomes quite evident in our financial decision-making.

Star Wars Day 2017 Deals & Steals – Hallmark, Disney Store, Build a Bear & More

For the Mommas

Star Wars Day 2017 Deals & Steals – Hallmark, Disney Store, Build a Bear & More Hello my young (and not so young) Padawans. Star Wars Day 2017 is just a few short days away–May 4th, 2017. If you are looking to pick up a few collectibles, the entire saga on Blu-ray, maybe a lego […]. The post Star Wars Day 2017 Deals & Steals – Hallmark, Disney Store, Build a Bear & More appeared first on FTM. Hot Deals Instagram

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? They seem to be everywhere on Facebook, blogs, radio shows, and websites.

Stay the Course Financially

Prairie Eco-Thrifter

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. They asked him what would likely cause us to come out of recession. His answer, which she relayed with some derision to us, was ‘Everybody needs to spend and keep spending!’

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

Meet Krystal. She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey.

Family Dollar Instant Savings Deal & Giveaway!

For the Mommas

Post sponsored by Mirum Shopper. Opinions are 100% my own. SpringintoFamilyDollar Family Dollar Instant Savings Deal & Giveaway! Despite the foot of snow on the ground, Spring starts on Monday. Many of us associate Spring with Spring cleaning–clearing out the cobwebs of Winter, changing up our curtains and decor for a lighter fresh look. Shouldn’t […]. The post Family Dollar Instant Savings Deal & Giveaway! appeared first on FTM. Family Dollar Deals Giveaway Instagram

Family Game Night at Ovation Brands® Restaurants & Win 4 Free Meal Passes

For the Mommas

Family Game Night at Ovation Brands® Restaurants & Win 4 Free Meal Passes Ovation Brands® restaurants – Old Country Buffet®, Ryan’s®, HomeTown® Buffet and Country Buffet® – as well as Furr’s Fresh Buffet® are sparking some kid-friendly competition with their latest Family Night promotion inspired by GSN’s family game show, IDIOTEST. Starting Thursday, March 2, […]. The post Family Game Night at Ovation Brands® Restaurants & Win 4 Free Meal Passes appeared first on FTM.

Brother Wireless All-In-One Printer ONLY $59.99 Shipped (Reg $90)

For the Mommas

Brother Wireless All-In-One Printer ONLY $59.99 Shipped (Reg $90) Best Buy has Brother – MFC-J485DW Wireless All-In-One Printer – Black on sale for ONLY $59.99 Shipped (Reg $90). This is the lowest price on this printer!

Giant: General Mills Cereals ONLY $.50 Each Starting 9/1!

For the Mommas

Giant: General Mills Cereals ONLY $.50 50 Each Starting 9/1! Here is a great chance to stock-up on cereals starting 9/1 at Giant. Giant will have General Mills cereals like Very Berry Cheerios Cereals & Honey Nut Cheerios Cereals on sale for ONLY $2.50

Changes are Here for Target Cartwheel

For the Mommas

Target has been talking about this for months and changes are here for Target Cartwheel. Cartwheel has been merged with the Target mobile app. All the discounts you are used to are still available, but they are now part of the Target mobile app. What does this mean for you?

ShopRite: Scott Towels ONLY $.34 Per Roll Starting 9/3

For the Mommas

ShopRite: Scott Towels ONLY $.34 34 Per Roll Starting 9/3 Here is a nice deal that we want to share with you. Starting Sunday 9/3, ShopRite will have Scott Towels 6 packs on sale for just $4.49 each and these are also included in the buy 3, get $3.00 off instantly offer. We have a $.55 55 […].

Giant: FREE Puffs Facial Tissues Thru 8/30!

For the Mommas

Giant: FREE Puffs Facial Tissues Thru 8/30! Giant has Puffs Facial Tissues thru 8/30 for just $1.59 Combine the sale price with a $.25/1 25/1 Puffs coupon to further reduce the price.