Family Balance Sheet

JANUARY 25, 2019

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” A credit Christmas equals: a “how are we going to pay for this” Christmas. Did you over spend?

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

SEPTEMBER 25, 2019

My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I’m challenging myself to find the cash outside of our budget.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Great gifts come from the heart and don’t need to be lavish.

2019 100

2019 October Club Christmas 100