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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” A credit Christmas equals: a “how are we going to pay for this” Christmas. Did you over spend? Add up the total.

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Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. My monthly goal is $100. I’m challenging myself to find the cash outside of our budget.

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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Great gifts come from the heart and don’t need to be lavish. My monthly goal is $100.

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