2018 Debt Refinancing Used 
Family Balance Sheet
FEBRUARY 19, 2022
My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. After 20 years, I switched from Quicken software to You Need a Budget (YNAB) software in 2018 for our household. Implement our Debt Freedom Plan. Create our family’s financial goals and Debt Freedom Plan.
Family Balance Sheet
FEBRUARY 10, 2017
As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.
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