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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Great gifts come from the heart and don’t need to be lavish. My monthly goal is $100.

2019 100
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Black Friday Stocking Stuffers for Her

Couponing 101

Burt’s Bees Classics Gift Set – $20.00 (reg. 6 products: Cuticle Cream, Hand Salve, Lip Balm, Res-Q Ointment, Hand Repair Cream and Foot Cream. Comes ready to gift in an adorable reusable tin. The Body Shop Gift Set – $14.00 (reg. Nivea Luxury Collection 5 Piece Gift Set – $12.50 (reg.

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