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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Luxurious towels, swanky boots, and deliciously smelly body creams all for the low low price of 50% off. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! Did you over spend? Add up the total.

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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

I think I started reading FG regularly in 2018 or 2019. Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. homemade bagels!

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Black Friday Deals at Sam’s Club

Couponing 101

Now, we all know and love Sam’s Club for their everyday low prices on high-quality goods, but today their deals get even sweeter. Keep your health goals on track through the holidays and onward! BLACK FRIDAY IS HERE! Avoid the crazy crowds and check out what they’re offering online. Has a 4-day battery life.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. It is amortized over 30 years, so the minimum payment is really low, so not much gets applied to the principal. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times.

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