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Eight Things I Learned After Becoming a Millionaire

Prairie Eco-Thrifter

You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. I hate to be taken advantage of in a financial transaction, just as I did when poorer. You can hire others to help you do what you don’t like to tackle.

Money 247
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Best College Student Credit Cards of February 2024

Savings Corner

When you submit an application to rent an apartment, the landlord may look at your credit score to gauge how likely you are to pay your rent on time. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. You’ll make more progress toward eliminating your debt.

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Tips for Protecting Your Identity

Saving Cents With Sense

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Only give your social security number out when absolutely necessary, and take the proper steps to ensure it’s not spread to inappropriate channels or people who will take advantage of the information.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.