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Best College Student Credit Cards of February 2024

Savings Corner

Bank of America® Travel Rewards credit card for Students Travel rewards (for those with established credit) The Bank of America® Travel Rewards credit card for Students offers largely the same benefits and features as the regular version for non-students, making it an excellent option for those who love to travel. Read our review.

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Best Bad Credit Loans of January 2024

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Banks: Banks base loan decisions primarily on your credit score, history and income. Major banks are less flexible on qualification requirements, but having a good relationship with a local bank may help you qualify. A secured loan requires you to pledge collateral — usually a vehicle or bank account — to borrow money.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

The people with the highest scores carry balances equal to no more than 10% of the limit on each card. Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). Maintain a bank account.