(Exercising) The Art of Frugality
Frugal Luxuries
SEPTEMBER 25, 2012
You may call it by other names such as prudence , sparingnes s and thrift , whatever your choice may be it always means the unwillingness to squander goods and spend money unnecessarily. I went through our bank statement and found an item that was double charged.made a phone call and got the credit. Frugality.
40 
Let's personalize your content