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Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas.

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Top 5 Must Know Negotiation Tips To Get Anything You Want

Prairie Eco-Thrifter

Negotiating can be done in almost any area of our life. We can negotiate to get a good price on an item in a garage sale, or we can negotiate to close a million dollar deal. Below are five of the most basic (and the most important) negotiation tools you can use for any situation in life. So, how are your negotiation skills?