article thumbnail

Best Bad Credit Loans of January 2024

Savings Corner

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. Payment plan for bills If you’re struggling to cover rent, utilities or credit card payments, consider asking for an extension or getting on a hardship program.

Credit 52
article thumbnail

Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. It’s a versatile card, but use it just for gas and you’ll earn an impressive 5% back per billing cycle, up to $500 spent — for no annual fee.