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The Christmas Gift Exchange Game

Family Balance Sheet

Does it cause stress and overwhelm to your sanity and your budget? I belong to many frugal living Facebook groups and so often people rant about how expensive and overwhelming gift giving can be for the extended family. It’s a fun way to still have gift giving at your Christmas gathering, but keep your costs down.

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How to Find the Time.Getting Things Done During the Busy Holiday Season.Without Losing the Joy!

Frugal Luxuries

I settled myself in a comfortable seat in the family room to prepare the apples [for the apple pies I planned to give as gifts]. Create a master craft and cooking/baking list helps you to budget your time. o spark my enthusiasm). Flanked by two large mixing bowls, I peeled and cored apples over bowl #1.

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