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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

I don’t use cash back credit cards. I have one credit card. One credit card with no annual fee, which I use only occasionally and which is paid off every single month. I have never paid the credit card company one penny for the use of the card. The rewards are small.

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Best Credit Cards – December 2023

Savings Corner

When it comes time to pay for something, you use your card at the cash register by running it through a card reader (or, if you’re online, you enter your card information on the checkout page). The card reader contacts your credit card company to make sure the card is valid for the purchase amount.