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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

Exception: if you’re shopping for a mortgage, all inquiries within a 45-day time frame will count as a single inquiry.) Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site).