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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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WIS, WWA | under the weather

The Frugal Girl

Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 Monday A friend treated me to tacos, and Zoe ate her leftover burrito. 0 out of pocket for me!

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

However, I wasn’t running my finances as well as I could have been, and I’ve probably missed out on between $10,000 and $15,000 as a result of paid fees, paying too much in interest, and credit card rewards that I could have had. Why I Don’t Use Credit Card Rewards Programs. Money Tips'

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How We Frugal-ed in June 2023

Family Balance Sheet

We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 I redeemed a $100 Target gift card from my Discover card’s Cashback bonus program. The moral of this story is to always ask and always ask politely.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. When you freeze your credit, your credit profile goes on lock down. What’s a consumer to do?

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

How to Get a Car Loan With Bad Credit Start Managing Your Debt (And Enter To Win $1000 Cash) 7 Financial and Work-Related Life Lessons I Learned From My… Why I Don’t Use Credit Card Rewards Programs The ABC’s of Debt Reduction. Money Tips'

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

If you use credit cards, another great source of free money is credit card rewards. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. I did it, and a few weeks later, after I met their requirements, I had an extra $200 in my pocket.

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