Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. We prefer not to use credit.

What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. My rewards credit cards were feeble, and I didn’t have a plan for using them. However, I wasn’t running my finances as well as I could have been, and I’ve probably missed out on between $10,000 and $15,000 as a result of paid fees, paying too much in interest, and credit card rewards that I could have had. Why I Don’t Use Credit Card Rewards Programs.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards. I have one credit card. One credit card with no annual fee, which I use only occasionally and which is paid off every single month.

How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. When you freeze your credit, your credit profile goes on lock down.

Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. I was so excited to have the freedom the book hotels in advance, shop online, and be the age of majority that I didn’t really take the time to research credit cards or learn how to use one.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

If you use credit cards, another great source of free money is credit card rewards. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. I don’t have an ATM card, so the money is fairly inaccessible, yet in an emergency, I can have the money within a week. Would you like to end 2015 with a bigger bank account than you currently have? I know I would.

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Guest Post Author Bio: Michael is the founder of CreditCardForum.com, a website for card offers, reviews and discussion. Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. National Grocery Store-Affiliated Credit Cards. Some grocery store chains issue their own credit card.