article thumbnail

30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. Are you a gardener? Do you have beautiful perennials in your garden? Maybe you are a crafter/knitter/crocheter with a stash of supplies.

Christmas 130
article thumbnail

10 Ways to Find Cash for your Summer Vacation

Family Balance Sheet

A friend makes extra money teaching piano. Do you crochet or decoupage? You don’t even have to stay at the home, you could just check in daily to collect the mail, water the plants and garden, feed the goldfish, open/close blinds, etc. That number is what you need to save each month for next year. You get the idea!

Vacation 100