Savings Corner
DECEMBER 27, 2023
These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.
Prairie Eco-Thrifter
JUNE 20, 2012
Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What if this is just too steep to be achievable for you?
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Prairie Eco-Thrifter
JUNE 24, 2012
This is someone economists call a “ steep discounter ,” meaning the value he puts on the future (and having money then) is dramatically less than the value he places on today; when he wants something, he wants it now. We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt.
Prairie Eco-Thrifter
JANUARY 14, 2012
The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. My student loans stand at approximately $22,550.
Savings Corner
DECEMBER 27, 2023
Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. If you carry debt, though, you’ll be charged interest. This is a charge you pay to move debt from one card to another.
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