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How to Save Money on Groceries Without Coupons

Family Balance Sheet

Most of the coupons I use come directly from the store, either from their in-store magazines , kiosks, or the coupons that print with my store receipt. When I don’t plan, I am sure to blow our budget. That is a lot of money, so I plan a menu. Baking products and hams will be on sale for Christmas and Easter.