Ways to Build Credit Without Relying Solely on Credit Cards
Prairie Eco-Thrifter
MAY 29, 2013
The people with the highest scores carry balances equal to no more than 10% of the limit on each card. In general, utility, internet and phone service providers only show up on your credit report if the account is in collections. Debt load – 30%. This portion of your score reflects how much debt you carry. File age – 15%.
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