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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

They will appreciate the thoughtfulness and might also be looking to reduce the sheer amount of unnecessary stuff that comes into their homes during the holidays. If you have the knack for your DSLR, a photo session would be a perfect idea for new parents, soon-to-be high school or college graduates, or a family portrait.

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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

If you have the knack with your DSLR, a photo session would be a perfect idea for new parents, soon-to-be high school or college graduate, or a family portrait. If so, give the gift of organizing a closet (or 2), kitchen cupboards, a basement, garage, etc. Give your Gift of Organization. Give your Perennials. Are you a gardener?

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The Best Time to Buy Anything During the Year – Details

Coupons Do Work

January has the best deals on holiday-related items with markdowns at 50% to 75%—sometimes 90% —off of everything from wrapping paper to decorations. Other Items on Sale: Last-minute cruise deals, discounted gym memberships, end-of-fiscal-year electronics, tax discounts, and secondhand items at garage sales. The best guide !