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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. Are you a gardener? Do you have beautiful perennials in your garden? Are you an amazing home cook? Garden Harvest. Oil Change.

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Am I Frugal – or Cheap?

Prairie Eco-Thrifter

Help me out, am I being cheap or just smart about money? I save tape and paper and old paint drop sheets. We put in new windows this year at our 1985 home. Now I need gardening, housework and other casual type clothing. There are just two of us at home now. My wardrobe needs have changed. Cheap or frugal?

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