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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. Are you a gardener? Do you have beautiful perennials in your garden? Are you an amazing home cook? Garden Harvest. Baked Goods.

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Meet a Reader | Karen from the Great Lakes

The Frugal Girl

Clark, our cat, the day after we brought him home from the shelter. How did you get interested in saving money? Back when I was engaged and living on my own for the first time (I lived with my parents while in grad school to save on rent), I went to the library a lot and found a copy of the Tightwad Gazette.

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