10 FREE (but Thoughtful) Christmas Gift Ideas
Family Balance Sheet
DECEMBER 3, 2014
There’s outside pressure during Christmas to spend lavishly only to have the recipient not really like the gift or even use it. That’s a lot of money and if you don’t have the cash , PLEASE don’t feel compelled to spend what you don’t have. If you’re crafty or artistic, this is your chance to shine.
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