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Do the Rich Use Debt Differently?

Prairie Eco-Thrifter

When I was a mainframe computer programmer and project manager, we used a relational database product from IBM called DB2. For example, in How to Become a Millionaire by Age 30 the author claims that: “Rich people use debt to leverage investments and grow cash flows. It depends on risk tolerance.

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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

Some people keep their recipes on the computer, but I prefer my binder with its well-used, splattered pages. I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. Do you use binders to stay organized?

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