Most leading universities have graduate programs where the masters and doctoral students need to survey a cross-section of the population to prove (or disprove) a theory. By signing up with these university sites you can make money or earn prizes. These are usually very interesting surveys and I have participated in experiments regarding my views on race and politics among many other topics.

Here is October's online offers post! For those of you who are new, I have posted extensive directions on how to complete these offers. Please, you MUST read the previous posts ( here , here , and here ) I have written about these offers very carefully - also read the comments left on those posts as those serve kind of as "frequently asked questions" that I respond to as well. If you have any questions, email or leave

More and more magazines have coupons these days. I do a monthly post of the coupons you can find in magazines and where exactly to find them! If you find coupons that aren't listed here please either leave a comment on this post or send me an email! Here's what I have for October magazine issues (usually published in September, a month ahead!): Woman's

Michelle at I Heart Publix is your girl for all things Publix! I'm posting the highlights (IMHO) but definitely check out her full match-up post and her Super Deals . Don't have a Publix near you? No big deal - just head over to The Grocery Gathering at Be Centsable to find the match-ups for the stores near you.

Coyle Hospitality is the "creme de la creme" of mystery shopping companies. Their application is 5 screens and asks a lot of questions but don't let this deter you! They focus on fine dining restaurants, high-end hotels and luxurious spas. These aren't your $5 gas station shops!

These are the best free budget templates around - mostly from fellow personal finance bloggers! How awesome is that? ;) I have to put mine at the top, of course, but ANY of these have the potential of working well nicely! Remember, none of these budgets are perfect, but you can tweak & edit and use the one that's the most perfect for YOU. So here they are, the best

Those of you who’ve been reading here for a while will recognize the bones of today’s post. When I first posted it here, I used some old pictures from my original food-waste blog. Since then I’ve learned to post larger pictures and my camera equipment and skills have improved a bit.

I will be the first to admit that I LOVE television and movies. I have been an avid TV-watcher since I was a kid. To this day, I can still remember the schedule for my favorite show, a cartoon called Doraemon, when I was 6 years old and living in Japan - Friday nights at 7:00 on Channel 10. Despite being a pretty intelligent kid — I read a lot and got good

(Note:  This recipe will be unnecessarily picture-heavy, since I’m dearly in love with my new camera lens.  If you read me on dial-up, you might want to stop reading and come back tomorrow.) This is a recipe I’ve been making since I was a teenager.  It’s from an old

I know-this post has been a long time coming! After my many posts about my painted freecycle furniture, lots of you asked for a tutorial on painting and I’m finally getting around to it.  While I’m not a professional painter and my paint jobs aren’t perfect, I hope this post will be helpful to you. Before I start, though, I should probably