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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

That was in 2008, so you might imagine how that turned out! Was there a particular event? I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. By the grace of God, it took us just under 9 months to pay it off.

Debt Free 100