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How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. As mentioned, Upromise is a shopping portal, similar to Rakuten. Show me the money! Instead, it is my honest review. Hello, 2020.

College 130
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10 Best Low-Risk Investments In April 2024

Savings Corner

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money.

April 52
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Holiday Shopping Tips from Personal Finance Commentator Regina Lewis

Nicoles Nickels

Regina’s bottom-line: help consumers save time and money. Lewis and Bank of America have put together some holiday shopping tips to help us save money this holiday season! One tip to curb the impulse shopping: The $100 rule. Keep it All in the Family: As of 2008, a record 49 million Americans, or 16.1%

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The ABC’s of Debt Reduction

Prairie Eco-Thrifter

The economic effects of the recession of 2008 are still very much upon us. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable. You must become knowledgeable of exactly how much money is coming in and going out of your household.

Debt 157
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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Loans often don’t charge origination fees , which’ll save you money at closing. You’ll get all of the loan proceeds at closing and can spend them however you see fit.

Home 52
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The Advantages of Root Cellaring

Prairie Eco-Thrifter

Since the 2008 recession, many people have rediscovered the savings, joys and health benefits of locally grown food – whether you have a backyard garden, participate in a community garden or shop at the local farmer’s market. You save money on gasoline (assuming fewer trips to the store).

Advantage 210
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Fashion Tip #1: Monday

Fashion Without Guilt

Since 2008 I have had a budget in place. I have a nice amount of money in savings and I am still able to buy what I want. Putting aside a designated amount of money every pay period creates control over your finances. Some of the impulse to shop will be minimized if you know that there is money to spend.

Finance 40