article thumbnail

Smart Ways to Stay Out of Debt – Don’t Let Debt Control You

Saving Cents With Sense

You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. Now that your statements finally read zero, your credit cards might be finally open and your spending limits should also be high enough. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

Debt 101
article thumbnail

Learning to Save & Pay Off Debt | Guest Post

Saving Cents With Sense

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Saving Tips & Free Crediting Monitoring

For the Mommas

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score.

article thumbnail

Find Out Your Credit Score for FREE & Make Smart Financial Decisions

Saving Cents With Sense

Do you know what your credit score is? You should because your credit score can help you save money. With good credit, you can qualify for special financing, reduced down payments or smaller monthly installments. My husband and I have worked to keep our credit clean, so we can have the best credit scores possible.

Credit 75
article thumbnail

Meet a Reader | Megan from California

The Frugal Girl

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. We bought our house in March 2009, during some of the worst of the recession and the housing bubble bursting. I still remember how long it took to pay that off and never want to be there again.

article thumbnail

Meet a Reader | Biker Liz

The Frugal Girl

We had to sell it less than 3 years after buying it, and between that and the market timing (bought in 2009, sold in 2012), we were lucky to come out of the whole situation with our original mortgage paid off completely by the sale! I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey.

article thumbnail

4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Never Pass up Free Money.