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5 Tips to Create a Holiday Budget

Saving Cents With Sense

Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. A debt free holiday is a feeling that money can’t buy! ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Remember, no gift is worth skipping a utility payment for.

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