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Learning to Save & Pay Off Debt | Guest Post

Saving Cents With Sense

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

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Meet a Reader | Megan from California

The Frugal Girl

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. We bought our house in March 2009, during some of the worst of the recession and the housing bubble bursting. I hope I can teach my kids as well as my parents taught me. Me in one of my money mistakes!

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Green Stocks for the Socially Conscious

Prairie Eco-Thrifter

Morningstar holds a huge database of American stocks as well as Canadian stocks. According to the cash flow statement, the operating cash flow has steadily increased each year with just a smaller net income in 2009 and 2010. So I then look at the debt to see if that is the reason they have so much cash through the recession.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

It has served me well over the years, eventually leading to my current position of financial freedom. Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data.

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Giveaway: Dave Ramsey Package #wingiveaways

Saving Cents With Sense

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. And don’t forget to enter this giveaways on these blogs as well: Balancing Beauty and Bedlam. ©2009-11 Saving Sense Media LLC. Bargain Briana.

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5 Tips to Create a Holiday Budget

Saving Cents With Sense

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. The thought of a budget can be daunting as well as intimidating, but it does not have to be. A debt free holiday is a feeling that money can’t buy! All rights reserved.

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Stay the Course Financially

Prairie Eco-Thrifter

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. percent in 2009, the U.S. In spite of a 2009 study by Scott I. They asked him what would likely cause us to come out of recession. How to stay the course.