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5 Tips to Create a Holiday Budget

Saving Cents With Sense

Write list down of the gifts that are important for you to buy, the meals that you will be responsible for, and of course, the charities you wish to donate to. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. Look at your finances in an honest light.

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Nominate Your Favorite NonProfit for Walmart’s 12 Days of Giving

Saving Cents With Sense

Between now and November 18, Americans can nominate the nonprofits they want to win via Facebook. How to Nominate: The nomination process is simple. I choose to nominate a local food bank that I have been donating to for several years. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

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