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Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later

Saving Cents With Sense

If you’re tired of being broke, it can be tempting to blow some money you don’t have on lobster, steak or a bottle of wine. Eliminate What You’re Not Using or Don’t Need. Reduce Your Energy Used. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. All rights reserved.

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4 Financial Lessons Your Parents Forgot to Teach You

Saving Cents With Sense

Unfortunately, navigating the financial world wasn’t on their list of life lessons to impart, leaving you to figure it out by yourself once you’re out on your own. Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. This site uses affiliate links.

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

Use Up Existing Resources. Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). She is on the low income payment plan for electricity and uses her Social Security check to pay that and the water bill.

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5 Ways College Students Can Stretch a Dollar

Saving Cents With Sense

Money spent on gas, insurance, parking permits and maintenance will find its way back into your wallet. If you have a school meal plan, you’re paying for every meal, whether you eat it or not. And if you go out to eat for a meal, you’re essentially paying for two meals at once. This site uses affiliate links.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. The FDIC shows the US national average payout for savings accounts less than $100,000 is.06%.

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Tips to Spring Clean Your Finances

Saving Cents With Sense

Since you’re already in the process of dissecting your finances, it’s not a bad idea to turn your spring cleaning vigor onto your spending and saving habits. Making adjustments during tax season can help you improve your financial situation so you’re in better financial shape when the next tax season rolls around.

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