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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).

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Stay the Course Financially

Prairie Eco-Thrifter

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. History has shown us, though, that good times, easy money and easy credit can quickly change us into spenders. billion in March.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. In June of 2010, we hit our rock bottom point. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. How long did it take you?

Debt 100
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A Cash Experiment

Family Balance Sheet

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? Cash or credit? How much money could we save if we start using cash?

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New Year’s Resolution: CreditSesame.com

Nicoles Nickels

Credit Sesame : Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

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One Year Subscription to Good Housekeeping as low as $3!

Nicoles Nickels

Plus, if you’re a new member you’ll get a $2 new member credit, making your total as low as $3 for the year! © 2010 Nicoles Nickels LLC All Rights Reserved. Today over at EverSave you can get a one year subscription to Good Housekeeping (from BlueDolphin) for just $5.

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The Western Union® mun2® Reloadable Prepaid MasterCard®

Nicoles Nickels

For qualified consumers, Western Union will add $10 into their prepaid account after their first direct deposit onto their Western Union mun2 Prepaid MasterCard – this is a great bonus opportunity! Remember you don’t need a credit card or checking account to get one of these cards so apply today!