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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Guest Post Author Bio: Michael is the founder of CreditCardForum.com, a website for card offers, reviews and discussion. According to this NY Times posting , from December 2009 to December 2010, corn and coffee shot up over 50%, wheat just shy of 50%, over 25% for soybeans, and the list goes on. Conclusion?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. In June of 2010, we hit our rock bottom point. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off.

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A Cash Experiment

Family Balance Sheet

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? How much money could we save if we start using cash?

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Merry 6 Months Until Christmas! Start Planning Today.

Family Balance Sheet

Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%.

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Planning for Christmas 2011

Family Balance Sheet

What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%.

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US Presidents and Personal Finance

Prairie Eco-Thrifter

In spite of his claims of struggling to pay off college debt, driving a car with a rusted out floor board and credit card debt that was ‘tough to pay off’ as presented on “ President crashes personal finance party ”, Barrack Obama and wife Michelle are worth millions – at least 2.8 He earned 1.57

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New Year’s Resolution: CreditSesame.com

Nicoles Nickels

Credit Sesame : Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!