Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. 1st Update in June 2014.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving SAHM Sanity

JANUARY 3, 2013

I'm going to keep up with the purging in 2013, but I'm not setting a number goal to reach. Since I made sure to follow the "one in, one out" rule I can say with confidence that my home is 1,245 items lighter, which is a great thing.

2012 40

2012 Goals 2013 Movies 40

Family Balance Sheet

JUNE 11, 2014

It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. What financial goals are you working towards? Are you making headway with those goals? It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. Are you meeting your goals?

March 100

March Club Christmas Goals 100

Family Balance Sheet

MAY 6, 2020

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. By the end of 2013, the business was heading on the right track and we had a plan in place to tackle our debt load.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. The series was inspired by my own problem with not having enough cash at Christmas in 2012.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

AUGUST 4, 2014

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 11, 2020

Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Instead of avoiding them, why not research them and see if they would work for your financial goals! This edition is arranged by subject heading, so that you can browse efficiently. I find myself looking more and more often.

Money 113

Money May 2012 Debt 113

Saving Cents With Sense

DECEMBER 3, 2012

Hard to believe we are already at the end of 2012 – how did you do on your resolutions this year? As we approach 2013, you’ll want to take a look at how you are saving and see if you are doing all that you want so that this time next year you can see all your savings! Did you save as much money as you wanted?

Saving 53

Saving Bank Banking Money 53

Nicoles Nickels

FEBRUARY 24, 2013

1, 2012 and Jan. million bowls of food going to homeless pets, surpassing the original goal of 5 million donations. Iams Home 4 the Holidays, one of the world’s largest pet adoption drives, announced that nearly 1.3 million pets were placed in forever homes between Oct. More than 8.3

Iams 111

Iams Giveaway Home Holiday 111

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Here's what it looked like in late May 2012: Second Mortgage Debt: $31,400::::$25,442. Student Loan Debt: $61,762::::$29,318. Student Loan Debt: $61,762::::$39,070.

Debt 45

Debt Student Taxes January 45

Nicoles Nickels

JANUARY 4, 2012

Experience the physical and mental benefits of yoga with videos that are customized to your own fitness level and goals. Valid until April 4, 2012. Valid until April 4, 2012. Valid until January 3, 2013. Practice yoga in the privacy and comfort of home, at your pace and schedule.

Michael's 40

Michael's Fitness April Transportation 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. ” J.P.

Personal Finance 219

Personal Finance Finance Debt Money 219

Finally Frugal

MAY 30, 2012

My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! My student loans are now down to $39,071 !!!! I started the year at around $49,300 so I think I'm doing well for being five months into the year. this CAN be done.

Debt 40

Debt Student TV shows Goals 40

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. A 2017 Update: Since 2013, we have made incredible strides towards paying off our non-mortgage loans.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. Who initiated the debt free goal? He leaves most of the financial goals up to me, but we make the decisions together. I became debt-free on May 29, 2012 and the first thing I did was quit my job as a seasonal tax pro. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We moved the goal post multiple times. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 16, 2013

So on January 1, 2011, I made the bold goal to run my first half marathon that year. In 2012, I made the bold goal to run TWO half marathons. Now I'm gearing up for 2013. This year's goal is to improve my time and run in less than 2 hours. Several more months went by and I kept thinking about our conversation.

Goals 127

Goals October 2011 Sprint 127