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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. Yep, I found a $20 bill last year on the beach! I started donating plasma in January!!! A friend referred me and by the end of January, I made $591. On one side, it could go down as a very resourceful month.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

January will be one giant nightmare when the credit card bills start rolling in. The series was inspired by my own problem with not having enough cash for Christmas in 2012. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. a stressful January and beyond. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.

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Christmas Spending Budget for 2013 {FREE Excel Spreadsheet Offer}

Family Balance Sheet

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. On the budget, list all of your Christmas spending from 2012, include gifts, decorations, cards, stamps, parties, etc. Thanks for reading.

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2019 Debt Freedom Plan Update

Family Balance Sheet

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Stop all non-essential spending–cold turkey.

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