Nicoles Nickels

JULY 22, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, today, July 22nd! You can get Budget Travel Magazine from Discount Mags for just $4.29 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 45

Budgeting Budget Travel Magazines 45

Nicoles Nickels

JUNE 29, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, today, June 29th! You can get Budget Travel Magazine from Discount Mags for just $3.50 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 45

Budgeting Budget Travel Magazines 45

Nicoles Nickels

MAY 3, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, today! You can get Budget Travel Magazine from Discount Mags for just $4.29 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. © 2012 Nicoles Nickels LLC.

Budgeting 45

Budgeting Budget Travel Magazines 45

Nicoles Nickels

APRIL 27, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, Sunday, April 29th! You can get Budget Travel Magazine from Discount Mags for just $3.50 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 45

Budgeting Budget Travel Magazines 45

Nicoles Nickels

APRIL 8, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, today! You can get Budget Travel Magazine from Discount Mags for just $4.29 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. © 2012 Nicoles Nickels LLC.

Budgeting 45

Budgeting Budget Travel Magazines 45

Nicoles Nickels

JUNE 21, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, today, June 21st! You can get Budget Travel Magazine from Discount Mags for just $3.89 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 40

Budgeting Budget Travel Magazines 40

Nicoles Nickels

APRIL 17, 2012

Here is a HOT exclusive deal on Budget Travel Magazine , valid until 11:59pm, Sunday, April 29th! You can get Budget Travel Magazine from Discount Mags for just $4.29 About this magazine: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 40

Budgeting Budget Travel Magazines 40

Birmingham Bargain Mom

JANUARY 9, 2012

One part of couponing is setting a budget.

Budgeting 73

Budgeting Budget Consumer 2012 73

Couponing 101

JANUARY 31, 2012

5 Dinners – Erin shared her Word for 2012: Simplify , How to Save Money on Exercise Equipment , and 5 Ways to Reduce Sugar in Your Kitchen ! Couponing 101 – I shared My Menu-Planning Goals , How to Save Money on a Whole Foods Diet , and My Goals for Being Intentional in 2012. I hope you enjoy reading these posts!

New Year's 64

New Year's Budgeting Budget Groceries 64

Saving Cents With Sense

JUNE 19, 2013

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. Image by 401 (K) 2012 pursuant to the terms of Creative Commons license. Here are a few simple ways to save.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

Prairie Eco-Thrifter

OCTOBER 27, 2014

We bought our first home the end of 2012, so we are approaching two years of home ownership. A Detailed Budget. I can’t believe that anybody would ever buy a house without a budget, but there are people who do. Before even looking online, you MUST have a budget set up.

Hunts 160

Hunts Budgeting Budget Taxes 160

Family Balance Sheet

JANUARY 3, 2012

We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. We want to go to Walt Disney World in the fall of 2012 or spring of 2013. What financial goals did you make for 2012?

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

JUNE 14, 2012

Welcome to the June 15, 2012 Edition #241 of the Carnival of Financial Planning. The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Well, not to worry.

Money 124

Money 2012 June Credit Cards 124

The Frugal Girl

NOVEMBER 13, 2023

One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all. I’m not – I’m more of a spender, and struggled with budgeting as a young adult. We made a lot of Steak Diane that night.) We lived for 2.5 Yes to both!

Kids and Family 190

Kids and Family Parenting Cars Car 190

For the Mommas

AUGUST 22, 2012

Here are the details: The Walmart Christmas Layaway plan lets you set aside the items you want at their current price and then pay for them over time in installments that work for your budget. Check here to learn more about the Walmart Layaway for 2012. You will need toopen a layaway account for $15.00 Then you just pay as you go.

Christmas 85

Christmas 2012 Walmart Appliances 85

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. My husband drives a 2012 Nissan that we bought used in 2017 to replace a 2001 Honda Civic. My Honda Odyssey is almost 13 years old and has about 167k miles on it. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 2, 2013

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.

2013 113

2013 Christmas Club January 113

Prairie Eco-Thrifter

SEPTEMBER 7, 2014

Since we moved into our home in late 2012, my husband and I have been go, go, go with all of the improvements, renovations and small projects we have been taking on. If you have a limited renovation budget and an inkling that you may have a mould problem, unfortunately the priority absolutely has to be the mould problem.

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

MAY 16, 2013

If so, read Crystal’s post about how to Become a Product Tester for Free Swag on Budgeting in the Fun Stuff. Hank likes to use prepaid debit cards to budget for big purchases and shares How To Use Prepaid Debit Cards To Budget For Big Purchases at Money Q&A. Interested in becoming a product tester?

Fridays 187

Fridays Debt Unemployment Rent 187

Saving With Shellie

AUGUST 1, 2012

Inside this month’s issue are their Best Beauty Buys of 2012. The All You Editors have your budget in mind. They selected the Best Beauty Buys that are in your budget. I’m so excited about the August issue of All You Magazine! Now you won’t find any high-end products on the list. I love that!

All You Magazine 45

All You Magazine Beauty 2012 Magazines 45

Saving Cents With Sense

AUGUST 13, 2012

The next Arizona Coupon Class is Saturday, August 18, 2012 in Phoenix and we would love for you to join us! I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. I am so excited to get to meet some of you – and we are going to have fun learning!

Arizona 85

Arizona Gift Cards August Gas 85

Family Balance Sheet

MARCH 25, 2013

I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. My husband and I started Dave Ramsey's Financial Peace University last month, so we scrutinized our March budget more than ever before. Today is the third meeting, but anyone can join at any time. On with the meeting.

March 100

March Club Christmas Goals 100

Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. The series was inspired by my own problem with not having enough cash for Christmas in 2012. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. The numbers that looked great on paper in the summer of 2012 were, in reality, turning out to be very challenging in 2013.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. How often do you and your spouse discuss your finances/budget/spending? Budget Debt Free Stories Financial Freedom'

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Furniture and major appliances are expensive.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

DECEMBER 9, 2012

iHeart Budgets. The contest runs from December 10th to 28th 2012. Mo’ Money Mo’ Houses. Freedom Thirty Five. When Life Gives You Lemons. Prairie Eco-Thrifter. See Debt Run. Frugal Rules. Work Save Live. Club Thrifty. Making Sense of Cents. Money Q&A. Three Thrifty Guys. Now, lets get you entered.

Giveaway 279

Giveaway Christmas Rewards Thrifty 279

Saving Cents With Sense

JUNE 20, 2012

The next open Arizona Coupon Class is Friday, July 6, 2012 in Phoenix and we would love for you to join us! I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. Saturday, July 6, 2012 at the Phoenix Public Library. Time: 9:30am – 11:30pm.

Arizona 45

Arizona July 2012 Phoenix 45

Prairie Eco-Thrifter

JANUARY 14, 2012

The College Investor: Start Automatic Investing in 2012 – How you can automate your investing in 2012 the easy way. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. At the start of 2012 our net worth is $246,756.54!

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Couponing 101

NOVEMBER 19, 2013

If you want to get in on these awesome deals, but don’t want to blow your budget, I have a few helpful tips: 1. Stick to a Budget. Whether you have a per-person budget or an over-all budget, set one and stick to it. Even if the item is an amazing buy, if it breaks your budget, it’s still too expensive.

Online Shopping 100

Online Shopping Shopping Budgeting Budget 100

Saving Everyday

SEPTEMBER 10, 2012

The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! Be sure to check the current restaurant coupons and entertainment deals when planning your night out! Buy the Entertainment Book every year. It is full of restaurant, retail and entertainment coupons! I am NEVER without this book!

Baskin Robbins 55

Baskin Robbins Budgeting Budget Ruby Tuesday 55

Family Balance Sheet

OCTOBER 23, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Back in 2012, as I was organizing our files, I wondered, What Financial Records Should I Keep and How Long Should I Keep Them For?

Finance 100

Finance Organic Organization 2014 100

Saving Everyday

FEBRUARY 13, 2012

The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! Be sure to check the Current Restaurant Coupons and/or Entertainment Deals when planning your night out! Buy the Entertainment Book every year. It is full of restaurant, retail and entertainment coupons! I am NEVER without this book! Have fun!

Budgeting 51

Budgeting Budget Entertainment Dairy Queen 51

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. We have a budget for items like clothes, hair cuts, and miscellany, but I felt like I was getting blind sided by some purchases and my husband felt like I was watching his spending like a hawk.

Money 225

Money Financial Goals Goals Kids and Family 225

Couponing 101

JANUARY 30, 2012

I shared on the Couponing 101 Facebook page recently that my word for 2012 is “intentional” Despite making lots of goals, I tend to struggle with controlling my day-to-day actions to reach my desired goals. Fast food is so convenient, and so tasty, but there really just isn’t room in our budget or diet for it.

Goals 88

Goals Finance 2012 Food 88

Saving Everyday

AUGUST 16, 2011

The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! Be sure to check the current restaurant coupons and/or movie theatre coupons when planning your night out! Buy the Entertainment Book every year. It is full of restaurant, retail and entertainment coupons! I am NEVER without this book!

Baskin Robbins 45

Baskin Robbins Budgeting Budget Ruby Tuesday 45