Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.
Family Balance Sheet
OCTOBER 18, 2019
The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt.
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Prairie Eco-Thrifter
JANUARY 10, 2013
I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?
Prairie Eco-Thrifter
OCTOBER 21, 2012
Michael from Financial Ramblings tells us how to Build a Bigger Nest Egg Through ‘Investment Creep’ , and says, “Turn the principles underlying lifestyle creep in your favor. Danielle from Saving Without A Budget shares 5 Smart Investing Tips for 2012. Ratchet up your savings rate every time you get a raise.
Family Balance Sheet
JUNE 22, 2020
How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper.
Family Balance Sheet
FEBRUARY 10, 2017
Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. And I continued to build this website. Our extra funds went towards our cash flow. We used quite a bit of our home’s equity in 2012 to put towards the down payment on the commercial property and this added to our debt load.
Prairie Eco-Thrifter
JANUARY 10, 2012
One of my personal goals in 2012 is to travel more. Okay, congratulations on that, but have you fully funded your emergency fund? Fund your retirement accounts. And start buying assets that will be the building blocks towards future wealth. But wait, you say, I’m not one of those people.
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