Introducing the 2013 Christmas Savings Club
Family Balance Sheet
JANUARY 2, 2013
According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. a stressful January and beyond. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.
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