2012 Emergency Fund January November 
Family Balance Sheet
OCTOBER 18, 2019
The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt.
Family Balance Sheet
FEBRUARY 10, 2017
As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. Build up our Emergency Funds to 3-6 months of expenses.
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