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Create your debt freedom plan

Family Balance Sheet

We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. DONE November 2019. Prioritize.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 1 – Save a starter Home Emergency Fund. In November 2016, we started contributing again to our retirement.

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Grocery Budget Challenge – April Meeting

Family Balance Sheet

O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Visit the previous Grocery Budget Challenge Meetings : January Meeting. This will be a challenge where we’ll need discipline, support, and planning.

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It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

And yet, many of us become frantic in November and wonder how we’ll pay for everything. And come January, remember that saving a little bit each week for the entire year is a much easier way to go. Christmas is less than 11 weeks away. You can also try taking surveys.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. But on the other hand, we’re 47 & 55… I’m surprised I can even type that… So in November 2016, we made a decision to pivot.

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